Three packages. Clear scope, clear totals.
Pick the package that matches where you are. Each one has a fixed professional fee, VAT shown separately, and the applicable FCA fee paid directly to the FCA.
Application Preparation
Choose this if you need the whole application and document pack prepared for you.
A complete application-preparation service for eligible businesses seeking limited consumer credit permission.
- Initial business and activity assessment
- Permission-scope review
- Application information checklist
- Regulatory business plan
- Customer journey documentation
- Tailored core policies and procedures
- Consumer Duty considerations
- Governance and responsibility information
- Financial promotions considerations
- Complaints-handling procedure
- Vulnerable customer considerations
- Conflicts-of-interest procedure
- Commission and remuneration disclosures
- FCA Connect application guidance
- Pre-submission quality review
- Support with reasonable FCA questions
* The FCA application fee is paid directly to the FCA and is not part of the total above. The FCA application fee is separate from our professional fee, is paid directly to the FCA and may change. The applicable fee will be confirmed before submission.
One-off fee. This is a single, one-time purchase covering the scope listed above. Revisions are not included; any additional revisions or extra work are chargeable separately and quoted before we start.
Buy Package 1 View Full Service DetailsApplication Review
Choose this if you have already written your application and want it checked.
For businesses that have already prepared their application and supporting documentation and would like an independent professional review before submission.
- Review of the completed application
- Review of the regulatory business plan
- Review of submitted policies and procedures
- Identification of missing information
- Identification of inconsistencies
- Review of the regulatory permissions
- Written recommendations
* The FCA application fee is paid directly to the FCA and is not part of the total above. The FCA application fee is separate from our professional fee, is paid directly to the FCA and may change. The applicable fee will be confirmed before submission.
One-off fee. This is a single, one-time purchase covering the scope listed above. Revisions are not included; any additional revisions or extra work are chargeable separately and quoted before we start.
Buy Package 2 View Review DetailsPermission Analysis
Choose this if you are not yet sure whether you need FCA permission at all.
A written PERG-based analysis of your activities, telling you whether FCA consumer credit permission is required and, if so, which permissions are relevant.
- Review of your business activities
- Review of your customer journey
- PERG-based analysis of the regulated activities involved
- Consideration of relevant exclusions and exemptions
- Whether limited permission is likely to apply
- Written conclusions and recommended next steps
* The FCA application fee is paid directly to the FCA and is not part of the total above. The FCA application fee is separate from our professional fee, is paid directly to the FCA and may change. The applicable fee will be confirmed before submission.
One-off fee. This is a single, one-time purchase covering the scope listed above. Revisions are not included; any additional revisions or extra work are chargeable separately and quoted before we start.
If you go on to buy Package 1, this is the natural first step, it confirms the permissions your application should request.
Buy Package 3 View Analysis Details- Secure card payment
- VAT shown at checkout
- No hourly fees
- Work starts on payment
What happens next, step by step
- 1You receive an order confirmation with your package details.
- 2We send your information request and document checklist.
- 3You return the information and we prepare the full pack.
- 4We guide you through submitting on FCA Connect.
- 1You receive an order confirmation with your package details.
- 2We send a short checklist of the documents to upload.
- 3You send your application and we review it in full.
- 4You receive written recommendations before you submit.
- 1You receive an order confirmation with your package details.
- 2We send a short set of questions about your activities.
- 3You answer them and we carry out the PERG analysis.
- 4You receive written conclusions and recommended next steps.
Want to see exactly what the application involves?
The full document pack, who prepares each item, and the step-by-step route from eligibility check to FCA decision.
How our fees work
Professional service fee. £1,150 + VAT for the complete application-support service. VAT applies to our professional fee where applicable.
FCA application fee. Separate from our professional fee, paid directly to the Financial Conduct Authority, and may change. The applicable fee will be confirmed before submission and is not included in the totals shown on this page.
Application review service. £650 + VAT. The exact amount is confirmed before work begins, based on the size and complexity of the application.
Limited permission only. We specialise exclusively in limited permission consumer credit applications. We do not prepare full permission applications.
Not sure which permission you need?
Answer a few short questions about your business, choose your package and we will take it from there.