A Clearer Route Through the Application Process
We separate the work of preparing your application from the FCA's assessment. We control the first, the FCA controls the second.
- 01
Assess Your Activities
We review your business model, customer journey, finance arrangements and proposed consumer credit activities. We identify the permission that appears most appropriate and the documents you'll need.
- Kick-off call
- Activity questionnaire
- Permission recommendation
- Information checklist
- 02
Prepare Your Application
We prepare the agreed application documents using information specific to your company, its management, activities, customers, governance and controls.
- Regulatory business plan
- Tailored policies
- Customer journey documentation
- Draft application content
- 03
Review and Submit
You receive a structured application pack, FCA Connect guidance and support with reasonable application-related follow-up questions.
- Pre-submission review
- FCA Connect walkthrough
- Submission support
- Assistance with FCA questions
Timescales
Preparation. The time required to prepare an application depends on the complexity of your business and how quickly information is provided.
FCA assessment. FCA assessment times depend on the application, its completeness and the questions raised during the assessment. We do not promise a specific FCA decision timescale.
Not sure which permission you need?
Answer a few short questions about your business, choose your package and we will take it from there.